Money Value Plus Armor

Lifetime insurance protection with guaranteed living benefits and death coverage.

Pay for a few years. Stay protected for life.
Guaranteed cash payout upon maturity
Unlimited telehealth consultations for 5 years

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Why Choose This Plan

Security, savings, and protection, all in one plan

With only five years to pay, Money Value Plus Armor gives you a guaranteed cash payout at maturity while keeping your loved ones protected for life. It also includes free telehealth consultations during your payment period, supporting both your health and financial security.

Key Features & Benefits

What You Get with Money Value Plus Armor

Guaranteed endowment payout as a living benefit during your lifetime

Up to 200% payout to your beneficiaries if death occurs before maturity

Premium waiver in case of total and permanent disability

Add-ons for Extra Coverage

Enhance your plan with optional benefits that strengthen your protection and adapt to your evolving needs.

Unlimited telehealth access with KonsultaMD

Additional financial protection with Accidental Death Benefit (ADB)

Protect what matters today—and be ready for whatever comes next.

Premium Summary

Sample Coverage and Benefit Amounts

This table shows sample coverage based on age at enrollment, with protection that continues for life once your plan is fully paid.

Issue Age	Coverage	Issue Age	Coverage	Issue Age	Coverage
20	45,482	32	41,154	44	36,738
21	45,276	33	41,787	45	36,226
22	45,066	34	41,403	46	35,699
23	44,837	35	40,999	47	35,160
24	44,596	36	40,569	48	34,616
25	44,345	37	40,119	49	34,049
26	44,073	38	39,647	50	33,482
27	43,790	39	39,171	51	32,904
28	43,494	40	38,695	52	32,316
29	43,174	41	38,212	53	31,769
30	42,848	42	37,731	54	31,117
31	42,512	43	37,240	55	30,519

Recommended For

Who Should Get This Plan

Employees in public and private sectors (DepEd, PNP, AFP, security, private)

Young professionals building savings for future needs

Parents protecting their families while saving for future needs like education or business creation

Individuals planning for retirement and long-term financial security

Life Stages & Needs

How Money Value Plus Armor Protects & Grows with You

Money Value Plus Armor helps you prepare for life’s priorities—from funding your child’s education to building savings, starting a business, or preparing for a more secure retirement.

Family Income Funds — Providing for your family means planning for the unexpected. BenLife’s solutions help keep your family’s financial plans on track.
Children’s Education Funds — Your child’s future starts with the plans you make today. BenLife offers solutions that help you prepare for education expenses while building long-term financial security.

How Money Value Plus Armor Protects & Grows with You

Compare Plans

Which Plan is Right for You

	Money Value Plus Armor Inquire Now	PayLife Learn More
Product Type Overview	Protection & Savings	Life Protection
Issue Age	0-70 years old	0-70 years old
Coverage Period	From 1st payment to age 100	From 1st payment to age 100
Premium payment term	2/5 years payable	2/5 years payable
Maturity benefit	Yes	No
Accidental Death Benefit	Yes	No
Critical illness coverage	No	No