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Group Yearly Renewable Term (GYRT)

Life insurance coverage for your employees, renewed each year under a single group policy.

  • Death benefits from natural or accidental causes

  • 24/7 protection, on or off duty

  • Optional riders available for added protection

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Group Yearly Renewable Term (GYRT)
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Why Choose This Plan

Life protection that supports your organization and its people

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Group Yearly Renewable Term provides dependable life insurance coverage for employees, helping organizations protect their workforce and ensure financial support for their families in the event of unexpected loss.

Key Features & Benefits

What Your Organization Gets with GYRT

Covers any number of employees under one group policy

Full face amount paid for each insured member

Covers death from natural or accidental causes

Protection 24 hours a day, 7 days a week, whether on or off duty for the duration of the term

Renewable yearly to maintain continuous coverage

Coverage begins immediately upon policy activation

Add-ons for Extra Coverage

Enhance your policy with optional add-on riders to extend protection for your employees

Accidental Death Benefit (ADB) which doubles the face amount in case of accidental death before age 60

Accidental Death & Dismemberment (AD&D) that provide added coverage from losses and / or bodily injury that results in total and permanent dismemberment

Burial Benefit with an additional 10% life insurance coverage

Accidental Medical Reimbursement (AMR) with additional coverage if medical reimbursement is due to an accident

Healthcare Coverage Rider covering Preventive Healthcare, In-Patient and Out-patient benefits, Annual Physical Examinations, and Emergency Care Services

Comprehensive care and protection for your employees and their loved ones.

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Who Should Get This Plan
Recommended For

Who Should Get This Plan

Group Yearly Renewable Term (GYRT)

Local Government Units

Students

Security Guards

Private Corporations

GYRT with Healthcare Coverage

Civilian Government Employees

Government-Owned or Government-Controlled Corporations (GOCs)

Department of Education (DepEd)

Local Government Units

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Interested to learn more about this Group Plan? Our advisors are ready to assist you every step of the way.

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