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10 PayLife Employee Plan

Lifetime insurance protection with guaranteed cash value and extra health benefits

  • Pay premiums for only 10 years, enjoy lifetime coverage

  • Guaranteed cash value accumulating beginning year 2

  • Convenient premium payment through salary deduction

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10 PayLife Employee Plan
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Why Choose This Plan

More than lifetime protection

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10 Pay Life combines lifetime insurance coverage, built-in health and accident benefits, and convenient salary deduction—making it easier to maintain protection while strengthening long-term financial security.

Key Features & Benefits

What You Get with 10 Pay Life

Lifetime protection after only ten years of payments

Guaranteed cash value accumulation beginning in the second year

Convenient payments through salary deduction

Annual Physical Exam transferrable to immediate family members

Accidental Death Benefit (ADB)

Unlimited access to KonsultaMD tele-health consultations

Add-ons for Extra Coverage

Enhance your plan with optional benefits that strengthen your protection and adapt to your evolving needs.

A built-in Contingency Fund to augment the plan’s cash value, providing additional financial value alongside the main policy.

Protecting yourself, your loved ones, and your future has never been this easy

Premium Summary

Sample Coverage and Benefit Amounts

This table shows sample coverage based on age at enrollment, with protection that continues for life once your plan is fully paid.

Issue AgeCoverageIssue AgeCoverageIssue AgeCoverage
2045,4822245,0662444,596
2145,2762344,8372544,345
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10 Pay Life Employee Plan is available for regular employees of
Recommended For

10 Pay Life Employee Plan is available for regular employees of

Bureau of Fire Protection (BFP)

Bureau of Jail Management & Penology (BJMP)

Department of Education (DepEd)

Philippines National Police (PNP)

Armed Forces of the Philippines (AFP)

Philippine Coast Guard (PCG)

Private Companies

Get in touch with us

Have questions about this plan? Our advisors are ready to assist you every step of the way.

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